Appraisal Keys, Inc is your FHA certified appraisal company

Rest assured that Appraisal Keys, Inc is an FHA-certified appraisal service in Ohio.  This means that we are certified and approved by the FHA to do appraisal reports for property loans backed by them. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Appraisal Keys, Inc is well-trained on how to follow the rules and regulations provided.
If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is secured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers. Rather, it provides lenders with protection through mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are formed to help low-to-moderate income buyers by easing credit qualifications. Remember that the lending agency working with the the FHA is permitted to select which appraisers they will use, different from VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely useful to those homebuyers with less accumulated starting capital.